Millennials face unique financial challenges that call for creative financial solutions.
Social Security is being washed away. Education and living costs continue to rise. Debt and increasing costs are pushing off traditional goals such as homeownership and family plans.
As a millenial, you have a huge advantage when it comes to financial planning: time. With smart money management, budget savviness and investment knowledge, your financial goals can well within reach.
Life is busy. And life as a parent is extremely busy. Making difficult decisions when you’re running on three hours of sleep with a work deadline right around the corner just isn’t easy.
That’s why it can be so hard balancing all of the financial responsibilities that come along with raising a family.
Life insurance. College savings (for the kids). Student debt (yours). Retirement. Day care. Regular savings. Mortgage. Reducing incomes? The list goes on.
Your aging parents are ahead of you. They may be healthy now, maybe not. Whatever their status now, they want to finish their golden years in peace — and that needs looking after sometimes.
Your children are aging through high school and up into college. That means tuition and potentially more financial support after they graduate.
And then there’s you. You’re part of the Sandwich Generation.
At Thrive Wealth Strategies, we look at the years you’re approaching retirement that impact your ‘Magic Number.’ Around this time, you’ve put the kids through college and climbed the ladder in your own career.
You can now focus completely on your biggest goal: having enough saved so work is optional and a worry-free retirement can commence.
Retirement can be a long journey — you’re not cashing out all at once. So ensuring you have enough to satisfy your needs through the course of the whole season is crucial.
Donating assets or funds to charitable organizations is a way to give back to your community, support organizations with similar values to your own, and leave behind a legacy of generosity & philanthropy. It’s a way that many people feel they can do good while feeling good about their contributions.
But what if we told you that the good doesn’t end there?
What if we told you that donating money could simultaneously support charities and provide your family & loved ones with more money and resources?
The goal of a THRIVE investment strategy is to maximize the potential for wealth accumulation (growth investing) during strong economic times, while being able to pivot to wealth preservation (value and/or countercyclical investing) during economic downturns. THRIVE uses a proprietary investment methodology to rebalance your portfolio among multiple asset classes in response to varying conditions. It is seeking to pursue the strongest asset class(es) for any given investor’s needs in any particular type of investing environment.
Feel free to schedule a call. We can work out the best package for you!
$500 - Available to DIY and DIWM subscribers (included with DIFM package)
An in-depth review of your current portfolio of investments, based on my proprietary Thrive Method, a program I’ve developed over decades of experience. You’ll receive a custom-generated list of suggestions, actions, and strategies to help maximize your investment and asset allocation. The review features a calculated risk analysis, current cost analysis, and investment performance analysis.
$750 - Available to DIY subscribers (included in other packages)
A one-page financial plan that not only contains information about your current situation but also provides insights to help guide future-focused strategies and decisions. Imagine taking tens if not hundreds of pages of financial data and distilling it into an actionable doctrine - this is the Thrive Certified Financial Planner Review.
$250 Each - Available to DIY subscribers (included in other packages)
We create a customized, concise, and easily accessible plan to address a specific issue you’re concerned with and outline how to approach it. Some examples include college planning, pension options, retirement readiness, early retirement healthcare, social security, and many more!